We're on a mission to free you of money misery. Our app, card and savings account are designed to help you spend less time worrying about money and more time enjoying life. The Tandem App Manage all your bank accounts with a single app. We show you how much you can spend each month and find you better deals so you can save on bills. The Travel Cashback Credit Card Spend abroad with no added fees and enjoy 0.5% cashback on your purchases, everywhere in the world. Spread the cost of your borrowing with an interest rate of 18.9% APR representative variable. The Fixed Term Saver Account Build a pot of money to put towards whatever means the most to you. With a fixed interest rate, you'll know just how much your money will grow.