On a mission to build next generation payment technology platform of the future... Scratch is a Blockchain as Service real-time gross settlement system (RTGS), currency exchange and remittance platform that allows decentralized businesses and freelance teams the ability to access and With Scratch we're trying to create a platform that will be the ultimate payment solution, bridging the gap between the banked and unbanked while enabling companies, remote teams, and individuals the ability to access and transfer funds securely and without the threat of fraud and identity theft. Scratch strives to be the go-to application that combines a wallet for both fiat and cryptocurrencies, a real-time gross settlement system (RTGS), a currency exchange and remittance platform, and a real-time payment system & gateway. This technology gives companies & individuals a platform to deposit funds into an account and delegate access to team members each with unique spending caps and controls.







