College students deserve financial freedom. What does that mean? It means creating a card that is simple, safe, and guarantees to keep you out of debt and build your credit. You want a card that essentially teaches you about money, promotes “over-saving” rather than overspending, and earns you rewards that actually matter. We offer the perks of a credit card combined with the peace of mind of owning a debit card. Basically the best of both worlds. This is a debit card with a credit line attached to it. Our product stands out in 3 categories: build credit, social saving, college cashback. Build credit: 1. Credit cards set you up with an arbitrarily large line of credit. This promotes overspending. We provide you with a debit card and a credit line with a limit equal to your bank account balance. 2. Credit cards rack up big debt by having you pay dues on a monthly basis. We have daily AutoPay set on by default. 3. If you miss a daily payment or your balance gets too low, we’ll decline any further transactions. Social saving: Set goals with your friends and round up your purchases. Cashback: Major CCs cashback programs are broad and mediocre. We offer up to 10% cashback around campus at your favorite spots. This card is entirely free for students. We profit off the merchant fee.