PAYZEAL is a P2P payment service that allows for instant and free money transfers between users and has a feed of transactions, which makes payments fun and social experience. The feed allows for increased engagement, retention, and building the community within the service. The strategy is to build a network of users and then introduce a B2B service for merchants both online and offline to accept payments through PAYZEAL. For merchants, the costs will be the same as Visa's and Mastercard’s, but the added value is the feed, which ultimately serves as a free lead generation tool. We will earn money as a percentage of those transactions keeping the consumer service free forever. We have developed a blockchain technology that allows for 0 transaction costs, which gives us an advantage over services like Venmo, PayPal, Wise, etc.
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