iPYGG is your personal assistant that consolidates your accounts and takes care all of your financial needs. No matters you want to evaluate your apartment, relieving your credit card interest, review your income & expenditure, or invest in US ETF with professional strategies, you can do it all with subscribing iPYGG. It allows users to connect your banks account or manual account, all the financial information will be analysed and users will be advised the best financial moves to improve their financial status. What users need to do is linking up their bank accounts in our app or choosing manual accounts. The AI will analyse the financial data, advising them the best financial moves to improve their financial status, e.g. linking financial target together with their partner, real time asset evaluation: e.g. Housing and Investment, debt planning that provides IVA, DRP or Balance Transfer, taxation advisory & investment strategies. In our investment strategies advisory, users will be advised based on their risk preference, which could be divided from conservative to aggressive 5 portfolios and It will invest in the US ETFs, holding more than 10,000 different assets. The expected return is from 3-15% and the minimum investment amount is just HK100. One of our featured function that helps millennials to save unconsciously is Round up savings, it is the way users save extra while spending with the linked credit cards. When users spend, the transaction record will be sent to our backend, it will be encrypted and sending the charging request to users bank account. It rounds up the purchase amount to integer and saving the difference in iPYGG. The amount in iPYGG can be transferred into the investment portfolio automatically.
