I'm excited to be introducing HowMuchMortgage! This journey started with a simple frustration: as a potential homebuyer, I realised everyone was doing it backwards - starting with house prices instead of what they could actually afford. I initially built HowMuchMortgage as a weekend project to solve this problem. The first version was a reverse mortgage calculator that started with your monthly budget and instantly showed you what house price range you could afford, complete with real-time amortization schedules and additional payment calculations. But then came the bigger question: "What could my dream home actually look like?" That's when I integrated AI visualization. Now you can: - Calculate your perfect mortgage in seconds - Instantly visualize your dream home with AI - Transform existing rooms with different styles - Get investment insights and recommendations - Export beautiful reports for your realtor or bank The tool has grown from a simple calculator to a complete home visualization and financial planning platform, used by homebuyers, investors, and real estate agents.

David Ngugi

Passionate developer solving one problem at a time