Emma helps you avoid overdrafts, cancel wasteful subscriptions, pay off debt, save money and track your spending. She uses state of the art technology to analyse your personal finances and give you the power to make smarter decisions with your money. FEATURES Use Emma to: ? - Manage your money in one place. - Set budgets and goals. - Track spending - Avoid overdrafts fees. - Track and cancel wasteful subscriptions. - Help you payoff debt. - Keep your credit score in shape. - Save money every month. - Track and find bank fees. - Get smart Weekly Reports about your budgets and spending. - See how your money progresses over time. - Countdown paydays and know when you get paid! - Receive notifications when you get a refund, your direct debits are paid or your salary is in the bank! - Know when you are spending too fast or you are over a budget.