CONFIRMU ENABLES LENDERS SCORE PEOPLE WITH NO CREDIT HISTORY. Our solution is a whitle label where we built a backend solution that sends a score back to each lender based on the following data points: 1. Potential employment opportunities 2. SMS for any transaction taking place (we look back 3 months) 3. Conversational UI Chat Bot- based conversation we take applicants responses and build a psycholinguistic profile indicating borrowers willingness to repay. 4. geolocation histroy in the past 3 months
