The innovative landscape in FinTech today has allowed the ability for new mobile based financial credit markets to flourish, through online peer-to-peer networks. The existent ambiguity in borrowing and lending experiences (both online and offline) create a space for information asymmetry. This in turn causes the default rates of transactions occurring to be rather high. With Borrow we believe we can build a community of sovereignty, transparency, and trust between borrowers and lenders through our platform's network efficiencies, democratic processes, and streamlining of transactions. Our platform capitalizes on the social aspect of borrowing and lending experiences to help facilitate autonomous and transparent interactions.